Grant Money, LLC (doing business as “Grant”) is a Delaware corporation headquartered in San Francisco, California. Grant Money is a wholly owned subsidiary of Kikoff Inc., a San Francisco–based financial technology company that offers software products marketed as tools to help consumers build and manage their credit. Together, Grant Money and Kikoff provide earned-wage access services to consumers through their mobile application, Grant Cash Advance.
Users of Grant Cash Advance can apply for a cash advance and pay a fee. These fees represent interest rates on Grant’s small-dollar loans that yield annual percentage rates (“APRs”) well in excess of state usury laws. We thus believe that Grant may have violated state consumer protection and fair lending laws. We are also investigating whether, because Grant’s paycheck advances essentially functioned as short-term payday loans, Grant’s conduct further violated federal and state consumer finance laws like the Truth in Lending Act (“TILA”) and Electronic Fund Transfer Act (“EFTA”).
Labaton Keller Sucharow LLP is representing clients in individual consumer arbitration claims against Grant. If you have a Grant Cash Advance account and received a paycheck advance from Grant Cash Advance, you may qualify for a claim under federal and state laws depending on your state of residence.

